UK Shoppers Slammed with Illegal Credit Card Charges, Despite New Law

Starting on January 13, businesses in the UK are no longer allowed to charge customers extra fees for using debit or credit cards. The U.K. Treasury ensured consumers that this policy would not involve “any nasty surprises, and they won’t be penalized in a particular way.” However, the problem for businesses with this ban on surcharges is that businesses are forced to absorb the costs when consumers choose to pay with a credit or debit card.

Since January, new research has come to light that shows some businesses are trying to find a way around this policy. The research consultancy Consumer Intelligence discovered that:

  • 14 percent of shoppers have been charged an additional fee for paying with a credit card online – after the new policy was put in place.
  • 21 percent were charged a booking fee using a credit card since Jan. 13.
  • 13 percent were asked to pay a transaction fee.
  • 13 percent have been asked to pay an administration fee.
  • Consumer group Which? also reported consumers still paying fees, facing spend limits or completely being denied the option of using a card.

Many are not shocked by the news that the ban on credit card surcharges has not been a seamless process. The ban took effect amid many concerns and questions. One of the biggest concerns was how these changes would affect consumers as far as cost and additional fees added by retailers to make up for the hit they were going to take from the ban. For example, take-away company Just Eat was criticised for adding a “service charge” on all orders – a 50p “service charge” levying what was once a 50p surcharge on debit and credit card payments.

How do consumers feel about these new charges from businesses? Consumer Intelligence’s research found that some are more willing to accept the additional fees than others. 67 percent said a credit card fee would probably make them abandon a transaction. However, that number was dropped to 54 percent if that charge was labelled a “booking fee”.

Money spokesman Gareth Shaw commented on the situation, saying, “The Government and regulator need to closely monitor the impact of the ban – and the fees banks charge retailers for card payments – to ensure that it has the positive impact for consumers originally intended.”

Are you searching for helpful tips, industry news, or company reviews, like worldpay reviews? Checkout Best Payment Providers for more information and tips.

Author Bio: Electronic payments expert Taylor Cole is a passionate entrepreneur who also enjoys to write, play guitar and camp. Bestpaymentproviders is UK’s best worldpay reviews, serving both traditional and high-risk merchants.

Guide to find the right fit for t shirts

There is no piece of clothing more versatile than a t-shirt. Choosing the right t-shirt can be a tricky job for many. With a wide variety of fabrics, fits, and finishes available in the market, it becomes quite tedious to choose from among them. A T-shirt is considered to be the most comfortable outfit both for men and women. It can go really wrong if the fit is not appropriate and can mess all other things for you. Here’s our guide to find the right fit for t shirt according to your body shape and size.

The first thing that you should keep in mind before buying a t-shirt is that you should be aware of your body shape and size. Without this knowledge, it will be very difficult for you to choose the right piece of clothing. Also, knowing the right size will ensure that the seam between the shoulder and arm lies directly on the joint. If it is a small size, then the seam will line up and thus pulling the sleeve which will give it a weird look.

T-shirts come in various fits. Let us discuss them one by one.

  1. Muscle fit

If you have an athletic body and you are one who is quite regular to the gym, your body will embrace clothing that sticks to it and makes the body shape quite visible. These athletic t-shirts have the capability to hug your body and emphasize your muscles. If you go for a size that is way too small than yours, then it is possible that the sleeves get pulled up and they won’t be able to give your muscles the required definition and emphasis.

It is therefore suggested that you buy tight-fitted shirts if you are buying a muscle fit.

  1. Baggy fit

Various trends keep on appearing in the t-shirts and this is one of them. Although traditionally tight-fitted ones were more popular among masses, nowadays, loose-fitted t-shirts are gaining popularity. They provide a baggy look to the person wearing them. Moreover, these t-shirts also provide a unique sense of style along with comfort and relaxation. Baggy does not mean that you can go for buying oversized ones, it just means that the fit is loose than the normal clothes and therefore you should choose to buy your regular size only.

  1. Tight fit

If you have a stocky body, you should neither go for baggy, nor for muscle fit t-shirts. They will enhance the stockiness of your body further. For such people, the normal tight fit will work fine. Wear a shirt that is neither too small, nor too big.

Apart from the above-mentioned types of fits, there are some other points which should be kept in mind while buying the right fitted t-shirt.

One of them being the stripes. If you have a heavy and bulky body, it is always advised that you do not go for horizontally striped t-shirts as they will add to the stockiness and bulkiness of your figure. You should rather choose vertical stripes, which will give you a taller look. Vertical lines enhance the sense of your height while working with the natural lines of the body.

The second thing that should be considered is the neck of the t-shirt you are planning to wear. It is suggested that you do not buy an oversized t-shirt with V-neck. It does not look good. Oversized or baggy t-shirts look good with round neck, and V-neck goes well with the tightly fitted ones. Neck type becomes crucial especially if you are buying a collarless t-shirt.…